Wisconsin Life Settlement

Opulen Capital is an expert Wisconsin Life Settlement broker.  A life settlement is a transaction whereupon if a senior citizen wants to cancel their life insurance policy, Opulen Capital can convert that policy into a substantial cash settlement.  Opulen Capital works with their team of institutional banks and in every case, returns more cash to the policy owner than the insurance company would. 

Many retired individuals living in Wisconsin have been affected by the recession, the housing crisis, the extension of the Bush tax cuts, and are living longer, healthier lives.  Many find that the original reasons for which they might have purchased life insurance might have changed, and they now have life insurance policies, which they can no longer afford or no longer need. 

There are many reasons why our senior clients choose life settlements in Wisconsin:

• Policy coverage is more than is needed
• There are no more beneficiaries of the policy
• Enjoy gifting money to your children today
• Pay for long term medical care expenses
• You wish to pursue alternative investments
• Premium payments have become too expensive
• You want a large lump sum of cash now
• You want to improve your standard of living
• Settlements can be used to pay living expenses in a retirement home
• There is a charity you wish to donate to
• The total size of the estate has changed

Often, life insurance companies do not disclose to their clients the option of life settlements as these companies would prefer the policy owner cancels the coverage.  They then have to return very little, if any, of the cash paid into the policy back to the owner. 

A Wisconsin Life Settlement is a transaction which could be advantageous to those senior citizens who no longer need or can afford their life insurance policies.  The reasons for which a life insurance policy was originally purchased often change.  If you are a senior citizen in Wisconsin, or a financial consultant with a client who is having difficulty financing their retirement, consider working with Opulen Capital.  Wisconsin has enacted laws to protect senior citizens in the state, and it is important to choose a company like Opulen Capital which has the required licenses and expertise to ensure you receive the largest lump sum cash settlement. 

Opulen Capital helps clients in Wisconsin with many types of insurance policies including:

• Whole Life Insurance Policy Settlements
• Variable Life Insurance Policy Settlements
• Universal Life Insurance Policy Settlements
• Term Life Insurance Policy Settlements
• Survivorship Universal Life Insurance Policy Settlements
• Key Man Life Insurance Policy Settlements
• Group Life Insurance Policy Settlements

Additionally Opulen Capital can work with financial professionals in the state of Wisconsin including:

1. Tax Attorneys
2. Estate Planners
3. Life Insurance Brokers
4. CPA’s
5. Financial Advisors
6. Accountants
7. Financial Planners
8. Other advisors representing the insurance needs of senior citizens. 

If you are looking to cancel your life insurance policy in Wisconsin, contact Opulen Capital today.  The following is a compendium of towns in the state of Wisconsin where there are high populations of seniors:  Appleton, Ashland, Baldwin, Baraboo, Beloit, , Black River Falls, Brookfield, Burlington, Cedarburg, Chilton, Chippewa Falls, De Pere, Delafield, Delavan, Dodgeville, Eau Claire, Elkhorn, Elm Grove, Fond du Lac, Fort Atkinson, Germantown, Grafton, Green Bay, Hartford, Hartland, Hayward, Hudson, Janesville, Jefferson, Kaukauna, Kenosha, La Crosse, Lake Geneva, Lancaster, Madison, Manitowoc, Marinette, Marshfield, Menasha, Menomonee Falls, Menomonie, Merrill, Milwaukee, Monroe, Neenah, New Berlin, New Richmond, Oconomowoc, Oshkosh, Pewaukee, Platteville, Port Washington, Portage, Racine, Rhinelander, Rice Lake, River Falls, Salem, Shawano, Sheboygan, Sparta, Stevens Point, Sturgeon Bay, Sun Prairie, Superior, Thiensville, Watertown, Waukesha, Waupun, Wausau, Wautoma, West Bend, Whitewater and Wisconsin Rapids.