Washington Life Settlement

Washington is a great state named after this country’s first president.  Almost 60 percent of Washington’s residents live in the Seattle metropolitan area, which finds itself at the center of transportation, business, and industry, as well as an internationally acclaimed art community.  Like its neighboring states, Washington is home to a wide variety of diverse climates and terrains, from rainforest to desert. 

A Washington Life Settlement can provide financial assistance to senior citizens that can no longer afford or do not need their life insurance policies any longer.  Senior citizens and retirees are living longer healthier lives.  Because of the extension of the Bush tax cuts, the housing crisis, the recent recession, and perhaps several other factors, many senior citizens simply do not need or cannot afford the coverage their life insurance policy provides. 

Often, life insurance carriers do disclose to their clients the option of life settlements as the carriers would prefer the policy owner cancels the coverage.  Carriers then have to return very little, if any, of the cash paid into the policy back to the owner. 

Opulen Capital assists in this situation with a life settlement transaction.  A life settlement is a transaction whereupon if a senior citizen wants to cancel their life insurance policy, Opulen Capital can convert that policy into a substantial cash settlement.  Opulen Capital works with their team of institutional banks and in every case, returns more cash to the policy owner than the insurance company would. 

When you work with an expert like Opulen Capital, you will be working with an expert advisor who will work with their team of buyers to shop your policy to their network of financial institutions.   Many of our customers come to Opulen Capital because they were referred by life insurance and financial professionals. 

Financial professionals that Opulen Capital works with in Washington include:  Estate Planners, Accountants, Attorneys, CPA’s, Financial Planners, Life Insurance Brokers, Life Insurance Agents, and many others in the financial sphere of influence of our senior citizen customers. 

Opulen Capital’s clients come to us because of one or more reasons:

• Extension of the Bush tax cuts which imposes a maximum 35% estate tax, and an exemption of $5 million in assets.
• The housing crisis has reduced or eliminated overall need for life insurance
• The impact of the recession on the senior’s financial portfolio has reduced or eliminated overall need for life insurance
• Seniors citizens today are living longer, healthier lives
• The premiums required to keep a policy in force have become a burden

Opulen Capital helps clients in Washington with many types of insurance policies including:

• Whole Life Insurance Policy Settlements
• Variable Life Insurance Policy Settlements
• Universal Life Insurance Policy Settlements
• Term Life Insurance Policy Settlements
• Survivorship Universal Life Insurance Policy Settlements
• Key Man Life Insurance Policy Settlements
• Group Life Insurance Policy Settlements

Financial professionals that Opulen Capital works with in Washington include:  Estate Planners, Accountants, Attorneys, CPA’s, Financial Planners, Life Insurance Brokers, Life Insurance Agents, and many others in the financial sphere of influence of our senior citizen customers. 

When you work with an expert like Opulen Capital, you will be working with an expert advisor who will work with their team of buyers to shop your policy to their network of financial institutions.   Many of our customers come to Opulen Capital because they were referred by life insurance and financial professionals. 

Some of the towns in the state of Washington which have a high population of senior citizens include Bainbridge Island, Bellevue, Bellingham, Bothell, Bremerton, Camas, Centralia, Chehalis, Chelan, Clarkston, Colville, Coupeville, Edmonds, Ellensburg, Ephrata, Everett, Federal Way, Friday Harbor, Gig Harbor, Hoquiam, Issaquah, Kelso, Kenmore, Kennewick, Kent, Kirkland, Lacey, Lakewood, Longview, Lynnwood, Marysville, Mercer Island, Moses Lake, Mount Vernon, Oak Harbor, Olympia, Pasco, Port Angeles, Port Orchard, Port Townsend, Poulsbo, Pullman, Puyallup, Redmond, Renton, Richland, Seattle, Sequim, Shelton, Silverdale, Snohomish, Spokane, Sumner, Tacoma, University Place, Vancouver, Vashon, Walla Walla, Wenatchee, Woodinville and Yakima.