Pennsylvania Life Settlement

What is a Pennsylvania Life Settlement?  It is a way to access a large lump sum cash settlement from your life insurance policy instead of cancelling or surrendering that policy.  When considering a Pennsylvania Life Settlement, choose to work with the best Life Settlement broker, Opulen Capital.  Opulen Capital focuses on the customer, your success is our priority. 

If you or someone you know is a senior in Pennsylvania and looking to surrender, lapse, or cancel a life insurance policy, they are not alone.  Senior citizens and retirees are living longer healthier lives.  Because of the extension of the Bush tax cuts, the housing crisis, the recent recession, and perhaps several other factors, many senior citizens simply do not need or cannot afford the coverage their life insurance policy provides. 

Opulen Capital assists in this situation with a Pennsylvania life settlement transaction.  A life settlement is a transaction whereupon if a senior citizen wants to cancel their life insurance policy, Opulen Capital can convert that policy into a substantial cash settlement.  Opulen Capital works with their team of institutional banks and in every case, returns more cash to the policy owner than the insurance company would. 

Often, life insurance carriers do disclose to their clients the option of life settlements as the carriers would prefer the policy owner cancels the coverage.  Carriers then have to return very little, if any, of the cash paid into the policy back to the owner. 

Opulen Capital helps clients in Pennsylvania with many types of insurance policies including:

• Whole Life Insurance Policy Settlements
• Variable Life Insurance Policy Settlements
• Universal Life Insurance Policy Settlements
• Term Life Insurance Policy Settlements
• Survivorship Universal Life Insurance Policy Settlements
• Key Man Life Insurance Policy Settlements
• Group Life Insurance Policy Settlements

When you work with an expert like Opulen Capital, you will be working with an expert advisor who will work with their team of buyers to shop your policy to their network of financial institutions.   Many of our customers come to Opulen Capital because they were referred by life insurance and financial professionals. 

Financial professionals that Opulen Capital works with in Pennsylvania include:  Estate Planners, Accountants, Attorneys, CPA’s, Financial Planners, Life Insurance Brokers, Life Insurance Agents, and many others in the financial sphere of influence of our senior citizen customers. 

Those that qualify for a Pennsylvania senior Life Settlement vary depending on the type of policy that you have, but some of the requirements are:

• 65 or older preferred
• The face amount should be at least $100,000
• There should be a change in the insured’s health since the life insurance policy was issued

Some of the towns in the great state of Pennsylvania that have large populations of senior citizens include Abington, Aliquippa, Allentown, Allison Park, Altoona, Ambler, Ambridge, Ardmore, BalaCynwyd, Beaver, Beaver Falls, Bedford, Bellefonte, Bensalem, Berwick, Berwyn, Bethel Park, Bethlehem, Bloomsburg, Blue Bell, Boyertown, Bradford, Bristol, Brookville, Broomall, Bryn Mawr, Butler, Camp Hill, Canonsburg, Carbondale, Carlisle, Carnegie, Center Valley, Chadds Ford, Chambersburg, Charleroi, Chester, Chester Springs, Clarion, Clarks Summit, Clearfield, Collegeville, Connellsville, Conshohocken, Coraopolis, Cranberry Twp, Danville, Downingtown, Doylestown, Drexel Hill, Du Bois, Easton, Ebensburg, Elkins Park, Ephrata, Erie, Exton, Fairless Hills, Feasterville Trevose, Fort Washington, Frackville, Franklin, Gettysburg, Glenside, Greensburg, Greenville, Hanover, Harleysville, Harrisburg, Hatboro, Haverford, Havertown, Hawley, Hazleton, Hermitage, Hershey, Hollidaysburg, Honesdale, Horsham, Huntingdon, Huntingdon Valley, Indiana, Irwin, Jenkintown, Jim Thorpe, Johnstown, Kennett Square, King of Prussia, Kittanning, Lafayette Hill, Lancaster, Langhorne, Lansdale, Lansdowne, Latrobe, Lebanon, Lehigh Valley, Levittown, Lewisburg, Lewistown, Lock Haven, Malvern, McKeesport, Meadville, Mechanicsburg, Media, Mercer, Merion Station, Milford, Monroeville, Montgomeryville, Montrose, Morrisville, Murrysville, Narberth, New Castle, New Cumberland, New Holland, New Kensington, Newtown, Newtown Square, Norristown, Oil City, Palmerton, Paoli, Perkasie, Philadelphia, Phoenixville, Pittsburgh, Pittston, Plymouth Meeting, Pottstown, Pottsville, Punxsutawney, Quakertown, Reading, Richboro, Scranton, Sewickley, Shamokin, Sharon, Shippensburg, Slatington, Somerset, Souderton, Southampton, Spring House, Springfield, State, College, Stroudsburg, Sunbury, Swarthmore, Towanda, Tunkhannock, Uniontown, Upper Darby, Valley Forge, Warminster, Warren, Warrendale, Warrington, Washington, Wayne, Waynesboro, Waynesburg, Wellsboro, West Chester, Wexford, Wilkes Barre, Williamsport, Willow Grove, Wyncote, Wynnewood and York.