Client Benefits?
Client Benefits?

1.  Policy coverage is more than is needed  
2.  There are no more beneficiaries of the policy  
3.  Enjoy gifting money to your children today     
4.  Pay for long term medical care expenses

What is Life Settlement?
What is Life Settlement?

A Life Settlement is the sale of an unwanted or unaffordable Life Insurance policy in exchange for a cash lump sum.

How Much Is Your Policy Worth?
How Much Is Your Policy Worth?

Depending on who's talking, seniors are getting mixed messages regarding life settlements and their value in the market.

Nevada Life Settlement

Most people think of Las Vegas when they think of Nevada.  And that’s with good reason, over two-thirds of the states population lives in that city and its surrounding metropolitan areas.  The establishment of legalized gaming in Nevada have made the state a popular tourist destination and a revenue model that other states have taken seriously. 

Nevada finds itself home to many senior citizens who like its arid climate.  Life Settlements in Nevada are a transaction whereby a senior whom can’t afford or no longer needs their life insurance policy can gain access to a large lump sum cash settlement by selling off this policy.  Life Settlements have become more popular over the last several years because the recent recession, the housing crisis, the extension of the Bush era tax cuts, and many other reasons have forced seniors to take a second look at why they purchased this life insurance policy.  A Life Settlement will always give the policy owner a lump sum cash payout that is larger than what the insurance company would give if they were to simply cancel the policy.  These insurance companies typically do not tell their clients about the option of a Life Settlement because they make a large profit off of a policy cancellation. 

Opulen Capital’s clients come to us because of one or more reasons:

  • Extension of the Bush tax cuts which imposes a maximum 35% estate tax, and an exemption of $5 million in assets.
  • The housing crisis has reduced or eliminated overall need for life insurance
  • The impact of the recession on the senior’s financial portfolio has reduced or eliminated overall need for life insurance
  • Seniors citizens today are living longer, healthier lives
  • The premiums required to keep a policy in force have become a burden

Opulen Capital works with the most institutional buyers in the industry.  For you to get the highest lump sum cash settlement for your life insurance policy, you have to work with a Life Settlement broker that is willing to shop your policy with multiple institutional buyers.  We are expert negotiators and have a proven track record of securing the highest cash settlements for our client’s Life Insurance policies. 

Financial professionals that Opulen Capital works with in Nevada include:  Estate Planners, Accountants, Attorneys, CPA’s, Financial Planners, Life Insurance Brokers, Life Insurance Agents, and many others in the financial sphere of influence of our senior citizen customers. 

Opulen Capital helps clients in Nevada with many types of insurance policies including Whole Life Insurance Policy Settlements, Variable Life Insurance Policy Settlements, Universal Life Insurance Policy Settlements, Term Life Insurance Policy Settlements, Survivorship Universal Life Insurance Policy Settlements, Key Man Life Insurance Policy Settlements, and Group Life Insurance Policy Settlements.

Our Nevada clientele come from many towns including Las Vegas, Henderson, Reno, Sunrise Manor, Paradise, Spring Valley, Sparks, Carson City, and Pahrump.