Louisiana Life Settlement

Louisiana is a state neighboring Texas, Arkansas, and Mississippi.  Many Louisiana towns have strong multicultural and multilingual heritage, strongly influenced by French, Spanish, Native American, and African cultures which have blended together there.  Home to some of the largest wetlands in the United States, this state boasts a broad diversity of wildlife and is favored by many birds on their migration routes. 

Louisiana is home to many retired senior citizens of the United States.  Many of these seniors have life insurance policies that they no longer need or can afford.  The extension of the Bush era estate tax cuts, the housing crisis, the recent recession, etc. all are valid reasons why the reasons for which a life insurance policy was initially purchased might have changed.  Some additional reasons in the state of Louisiana include:

• Policy coverage is more than is needed
• There are no more beneficiaries of the policy
• Enjoy gifting money to your children today
• Pay for long term medical care expenses
• You wish to pursue alternative investments
• Premium payments have become too expensive
• You want a large lump sum of cash now
• You want to improve your standard of living
• Settlements can be used to pay living expenses in a retirement home
• There is a charity you wish to donate to
• The total size of the estate has changed

If any of these apply to you or your clients, you should seriously consider a Life Settlement instead of cancelling this life insurance policy.  A Life Settlement is a transaction whereby you can actually sell your life insurance policy for a substantial lump sum cash settlement.  This amount will always be greater than what the insurance company would be willing to pay you should you consider cancelling your policy.  Life insurance companies do very little to inform their clients of the benefits of a Life Settlement transaction because these policy cancellations are a large source of profits for the life insurance company. 

Opulen Capital helps clients in the state of Louisiana with many types of insurance policies including Whole Life Insurance Policy Settlements, Variable Life Insurance Policy Settlements, Universal Life Insurance Policy Settlements, Term Life Insurance Policy Settlements, Survivorship Universal Life Insurance Policy Settlements, Key Man Life Insurance Policy Settlements, and Group Life Insurance Policy Settlements.

Opulen Capital works with Louisiana residents to help them maximize the settlement payout.  If you are looking at a Life Settlement in Louisiana, working with Opulen Capital can make a large difference in the amount of money you receive for your life insurance policy.  Opulen Capital works with some of the largest institutional buyers in the Life Settlement industry and leverages its strength and its expertise to negotiate the best offers for our clients. 

Various examples of the different financial professionals throughout Louisiana which Opulen Capital works with include:

• Tax Attorneys
• Estate Planners
• Life Insurance Brokers
• CPA’s
• Financial Advisors
• Accountants
• Financial Planners
• Other advisors representing the insurance needs of senior citizens. 

Those considering Life Settlements in the state of Louisiana should contact Opulen Capital first.  Our experienced staff will educate and lead you through the process of selling a life insurance policy.  Some of these cities have large populations of senior citizens:  Shreveport, Bossier City, Mansfield, Minden, Springhill, Ruston, Monroe, Winnsboro, Alexandria, Lake Charles, Abbeville, Lafayette, New Iberia, Franklin, New Orleans, Baton Rouge, Metalrie, and Slidell.