How Life Settlements Work

What is a Life Settlement?

A Life Settlement is the sale of an unwanted or unaffordable Life Insurance policy in exchange for a cash lump sum.  Opulen Capital will work on your behalf with the most competitive investors to provide you with a cash settlement in excess of the current cash surrender value.  After the settlement of your policy you are free from all future premium obligations.  Now your only concern is how to enjoy your new life.

Why has this become a popular solution?

People are living longer and want to do more during retirement. They have seen their net worth decrease in this current economic recession.  Our Life Settlement Program gives our clients the option to choose.  Choose to take that dream vacation, send your grand kids to school, become debt free or donate to your favorite charity.  CHOOSE.

How does it work?

Our team has put together a comprehensive process that will simplify Life Settlement for our clients while providing them with the largest cash settlement from our group of providers.

We work for you to simplify the Life Settlement Process.

We will first consult with you to discuss:
1.  Your Needs
2.  The Process  
3.  Options

You Provide:

1.  Completed Application and Signed Authorization

Opulen Capital Will:

1.  Collect Medical Information  
2.  Negotiate settlement with our Providers  
3.  Evaluate options with you

Completion of Process:

1.  Opulen Capital will prepare all transfer documents
2.  Together we will review final offer  
3.  Money is deposited into escrow account
4.  Upon completion of transfer funds are wired into your account.

Client Benefits:

1.  Assists in financial freedom  
2.  No Out Of Pocket Cost  
3.  Relief from current premium expense    
4.  Gives you the option to CHOOSE