Georgia Life Settlement

Georgia is a state in the south east portion of the United States.  Established in 1732, it was the fourth state to ratify the United States Constitution on January 2, 1788.  It is the 9^th most populous state, and is known as the Empire State of the South and the Peach State. 

Retired senior citizens whom live in Georgia might have a life insurance policy they no longer need or can afford.  The housing crisis, the recent recession, the extension of the Bush era tax cuts, etc. are all reasons why a life insurance policy might no longer be needed.  Additionally, a senior citizen in Georgia might have any of the following conditions:

• Policy coverage is more than is needed
• There are no more beneficiaries of the policy
• Enjoy gifting money to your children today
• Pay for long term medical care expenses
• You wish to pursue alternative investments
• Premium payments have become too expensive
• You want a large lump sum of cash now
• You want to improve your standard of living
• Settlements can be used to pay living expenses in a retirement home
• There is a charity you wish to donate to
• The total size of the estate has changed

If you are a senior citizen or a financial advisor with a client for whom these conditions might apply, you might want to consider a Life Settlement transaction.  A Life Settlement is a transaction whereby a policy owner sells ownership of that policy in exchange for a lump sum cash distribution, always for an amount larger than the insurance carrier would pay out at the date of cancellation. 

There are several kinds of financial professionals with whom Opulen Capital works with to assist their clients in this time of need.  These include:

1. Tax Attorneys
2. Estate Planners
3. Life Insurance Brokers
4. CPA’s
5. Financial Advisors
6. Accountants
7. Financial Planners
8. Other advisors representing the insurance needs of senior citizens. 

Opulen Capital helps clients in Georgia with many types of insurance policies including Whole Life Insurance Policy Settlements, Variable Life Insurance Policy Settlements, Universal Life Insurance Policy Settlements, Term Life Insurance Policy Settlements, Survivorship Universal Life Insurance Policy Settlements, Key Man Life Insurance Policy Settlements, and Group Life Insurance Policy Settlements.

Cities in Georgia where Opulen Capital has assisted clients in evaluating Life Settlement transactions include Atlanta, Augusta, Columbus, Savannah, Athens, Macon, Roswell, Sandy Springs, Albany, Marietta, Warner Robins, Johns Creek, Valdosta, Alpharetta, and Smyrna.