What is Life Settlement?
What is Life Settlement?

A Life Settlement is the sale of an unwanted or unaffordable Life Insurance policy in exchange for a cash lump sum.

Client Benefits?
Client Benefits?

1.  Policy coverage is more than is needed  
2.  There are no more beneficiaries of the policy  
3.  Enjoy gifting money to your children today     
4.  Pay for long term medical care expenses

How Much Is Your Policy Worth?
How Much Is Your Policy Worth?

Depending on who's talking, seniors are getting mixed messages regarding life settlements and their value in the market.

Colorado Life Settlement

Life Settlements or “Living Benefits” in Colorado

Opulen Capital is an expert in selling a life insurance policy in the state of Colorado.  We have the experience and relationships to shop your life insurance policy and return the maximum amount in benefits to the policy owner.  Opulen Capital can work directly with the policy owner, family members, beneficiaries, or others involved with the family. 

Additionally Opulen Capital can work with financial professionals in the state of Colorado including:

1.      Tax Attorneys

2.      Estate Planners

3.      Life Insurance Brokers

4.      CPA’s

5.      Financial Advisors

6.      Accountants

7.      Financial Planners

8.      Other advisors representing the insurance needs of senior citizens. 

Opulen Capital helps clients in Colorado with many types of insurance policies including Whole Life Insurance Policy Settlements, Variable Life Insurance Policy Settlements, Universal Life Insurance Policy Settlements, Term Life Insurance Policy Settlements, Survivorship Universal Life Insurance Policy Settlements, Key Man Life Insurance Policy Settlements, and Group Life Insurance Policy Settlements.

Senior citizens and retirees are living longer healthier lives.  Because of the extension of the Bush tax cuts, the housing crisis, the recent recession, and perhaps several other factors, many senior citizens simply do not need or cannot afford the coverage their life insurance policy provides. 

Often, life insurance carriers do disclose to their clients the option of life settlements as the carriers would prefer the policy owner cancels the coverage.  Carriers then have to return very little, if any, of the cash paid into the policy back to the owner. 

Opulen Capital assists in this situation with a life settlement transaction.  A life settlement is a transaction whereupon if a senior citizen wants to cancel their life insurance policy, Opulen Capital can convert that policy into a substantial cash settlement.  Opulen Capital works with their team of institutional banks and in every case, returns more cash to the policy owner than the insurance company would. 

If you are considering a life settlement in Colorado, begin by calling Opulen Capital Life Settlements today for a free consultation. 

Some of the cities in Colorado that have senior citizens living in them include Alamosa, Applewood, Arvada, Aurora, Berkley, Black Forest, Boulder, Brighton, Broomfield, Canon City, Castle Rock, Castlewood, Cimarron Hills, Clifton, Colorado Springs, Columbine, Commerce City, Cortez, Craig, Delta, Denver, Derby, Durango, Edwards, Englewood, Erie, Evans, Evergreen, Federal Heights, Fort Carson, Fort Collins, Fort Lupton, Fort Morgan, Fountain, Fruita, Fruitvale, Glenwood Springs, Golden, Grand Junction, Greeley, Greenwood Village, Gunbarrel, Highlands Ranch, Ken Caryl, La Junta, Lafayette, Lakewood, Lamar, Littleton, Longmont, Louisville, Loveland, Montrose, Northglenn, Orchard Mesa, Parker, Pueblo West, Pueblo, Redlands, Rifle, Security-Widefield, Sherrelwood, Southglenn, Steamboat Springs, Sterling, Stonegate, Stratmoor, Superior, The Pinery, Thornton, Trinidad, Twin Lakes, Welby, Westminster, Wheat Ridge, Windsor, Woodland Park, and Woodmoor.