Client Benefits?
Client Benefits?

1.  Policy coverage is more than is needed  
2.  There are no more beneficiaries of the policy  
3.  Enjoy gifting money to your children today     
4.  Pay for long term medical care expenses

How Much Is Your Policy Worth?
How Much Is Your Policy Worth?

Depending on who's talking, seniors are getting mixed messages regarding life settlements and their value in the market.

What is Life Settlement?
What is Life Settlement?

A Life Settlement is the sale of an unwanted or unaffordable Life Insurance policy in exchange for a cash lump sum.

Life Settlement

The doomsday reports that litter the Internet disparaging the life insurance settlement and viatical settlement industry are often misguided and have little basis in the reality established amongst the legitimate participants in the industry. The “seller beware” caveat that most retirees are bombarded with is oft maligned. Yes, there are risks to the life settlements market, as with any investment option. No, the risks do not supersede the potential benefit of a life settlement transaction, nor are they solely borne by the seller.

So far, the main risks to sellers include a lower-than-expected sales offer and not dealing with a reputable life settlements broker. The seller can always decline settlement offers, and brokers can be vetted against NAIC insurance regulations to ensure compliance with licensure.

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Benefits of Selling your Life Insurance Policy.

Truth about life settlements

The Truth About Life Settlements

The media has offered conflicting views about life settlements—some stories say they are a great option for seniors but others say settlements are shady deals.

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What Advisors Should Know About Life Settlements

What Advisors Should Know About Life Settlements

Every advisor is familiar with the term “fiduciary”. A fiduciary is “one that stands in a special relation of trust, confidence or responsibility in certain obligations to others”.

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Questions To Ask Your Life Settlement Broker

Questions To Ask Your Life Settlement Broker

You didn’t come to the decision to sell your life insurance policy in the life settlement market lightly – you weighed the options, hopefully talked with an advisor on

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